The Truth About Life Insurance

The best guide to buying life insurance

Welcome to insuranceadvocate.com

Find out why choosing the right life insurance agent makes all the difference in what life insurance carrier and policy you select.

How life insurance rates are determined.

Finding the right life insurance coverage for you, your family or  your business is not necessarily a race to the bottom for the “best rate.”  Rates are set by each insurance carrier and reflect a variety of consideration by the carrier, including what features and benefits are included in a life insurance contract, and insurance companies charge the same premium for any given product, no matter who the policy is obtained from.  Please be clear on this point — no website, mail-in form, or agent, can get you a better rate than anyone else!

Finding the right agent is critical.

It is a prudent person who will seek advice from an experienced, knowledgeable professional who can make sure, the client has the right product to meet the needs of the client, and this advice and service is at no additional cost to the client.   Furthermore, a life insurance policy is a contract, and there are initially five parties to this contract, although, most people think it’s just between them and an insurance company.

Each party to the life insurance contract has certain rights at certain times, and some also have certain responsibilities; this is why it is important to get the free advice provided by a professional, knowledgeable and experienced agent.

Know your rights within the life insurance industry.

Each party to the life insurance contract has certain rights at certain times, and some also have certain responsibilities; this is why it is important to get the free advice provided by a professional, knowledgeable and experienced agent.

We match you to life insurance

Three secrets that will change how you shop for life insurance

There is no such thing as discount pricing in life insurance. You won’t find a better “internet price.” But relying on what you read online, or advice from friends or relatives, or someone in a call center, could leave the people who are counting on your decision, in a poor position.

The agents we refer website inquiries to for advice and quotes are multi-state licensed and appointed with multiple carriers. These professionals are recognized by us — and by others — to be some of the top agents in the industry.  Our agents work hard to understand your personal situation and provide you with the options that make the most sense for you.

We think you will get some ideas here that you may not have thought about, and through that, you will see the value of working with a knowledgeable professional who will be with you through every step of the process, and most importantly, there afterward.

Get Help Today.

Our advocates will give you the best quote from the entire industry.

Get Help Today.

Our advocates will give you the best quote from the entire industry.