Estate Planning, Personal Uses for Life Insurance, Retirement Planning, Retirement Tax Avoidance
Have you ever heard about, or read about “Secure Act” passed by Congress in 2019? Do you know it ruined retirement plans for millions of people? Wondering if you’re affected? Yeah, I was too. When Congress passed the SECURE ACT in 2019, in part, it...
Personal Uses for Life Insurance
Permanent Life Insurance for Kids is a Smart Start in Life Life insurance for children serves several important needs, and is a great way to gift money to loved ones. Of course, life insurance is just that — life insurance. And while nobody expects a child to...
Personal Uses for Life Insurance
How would your family survive if you could not work and earn an income? Income replacement coverage is just what the term implies, covering the future income, for those who are counting on it, family, business partners, creditors, etc. However, the income replacement...
Personal Uses for Life Insurance
Protect your most valuable asset – your home – with life insurance What happens to your family and the home they live in if you die? Are you certain that your family will be able to stay in your home? Moving is traumatic, especially to a family whose...
Personal Uses for Life Insurance
Final expense life insurance policies cover the cost of funeral expenses – and more What is “final expense” insurance? Basically – it’s a policy that only covers the costs of care in the final stages of life. For many, that’s...
Personal Uses for Life Insurance
Is Your Income Too High To Use A Roth IRA? Having too much income will prevent you from using a Roth IRA (Roth) to save after-tax money, and grow that money, tax-deferred, as well as use that growth, tax-free. And the type of income you have may prevent you from...
Personal Uses for Life Insurance
Checking your exposure to estate taxes At a minimum, estate tax and inheritance taxes can be imposed at the federal and state level, given this, individuals should check with their CPA and/or a tax attorney, regarding the potential for exposure to either of these...
